Since foundation by Sir Adrian Cadbury back in 1997, ART has lent over £25m to some 1,300 local small businesses and social enterprises, creating or protecting over 7,250 jobs. This year, ART is giving individual and corporate investors the opportunity to support additional loan delivery through a Community Share Offer on the Ethex platform. As a Community Development Finance Institution, investments in ART by UK taxpayers qualify for tax relief at 5% per annum of the amount invested for five years through HMRC Community Investment Tax Relief; this is equivalent to between 6.2% to 9.1% gross effective return, depending on the investor’s marginal rate of tax.

Anyone interested in making a social investment and a financial return, go to for full details or call 0121 359 2444 for a prospectus. See for more information.